Terms of Use

These Terms of Use govern your access to and use of www.thepicompany.co.uk and www.theprofessionalindemnitycompany.com (“Websites”). Please read these carefully. By using this Website, you confirm that you accept these Terms of Use and that you agree to comply with them. If you do not agree with these terms, please cease use of this Website immediately. The Privacy Policy contained within this Website also forms part of the Terms of Use.

Information About Us
This Website is operated by Professionals for Professionals Limited t/a The Professional Indemnity Company (Company No. 05643931) registered office at Indemnity House, 131 Main Road, Broughton, Chester, CH4 0NR.

Professionals for Professionals Limited is authorised and regulated by The Financial Conduct Authority (“FCA”). Our FCA reference number is 567741.

We maintain professional indemnity insurance in accordance with the requirements of the FCA. In accordance with the disclosure requirements of The Provision of Services Regulations 2009, we can confirm that the territorial coverage of our policy is Worldwide Excluding USA & Canada and that our certificate of insurance can be viewed at our registered office.

Use of this Website
This Website contains information in respect of Professionals for Professionals Limited t/a The Professional Indemnity Company and its Affiliates. It is not intended to govern any contractual transaction between You and Us or our Affiliates. The purchase of any services or insurance products shall be subject to the specific terms and conditions and the relevant policy terms and conditions between you and our Affiliates.

Changes to These Terms of Use and to the Website
We may revise or update these Terms of Use at any time. We recommend that you check this webpage from time to time in order that you are aware of any changes to these Terms of Use.

We may update the Website from time to time and we may change the content at any time. Please note that any of the content on this Website may be out of date at any given time and we are under no obligation to update it.

We do not guarantee that the Website or any content within shall be free from errors or omissions.

No Reliance on Information Contained Within the Website
The information contained within this Website is for general information purposes only. It is not intended to amount to advice of any kind on which you should or may rely. In particular, information on this Website should not be relied upon for making any decision or to make or refrain from any actions without seeking independent professional or specialist advice.

Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied, that the content of the Website is accurate, adequate, complete, correct, up-to-date or fit for any specific purpose.

This Website may contain links to other sites and to resources provided by third parties. We assume no responsibility for such links and for the content of such third party websites The provision of such linked websites shall not be construed as an endorsement by us of such linked websites or the content. We shall not be liable for any loss or damage that may arise from your use of these third party websites or content.

Availability of the Website
We do not represent, warrant or guarantee that the Website or any content on it shall be uninterrupted or error free at all times, that defect(s) (if any) shall be corrected, or that the Website or the server via which it is accessed are free from viruses, worms, Trojan horses or other harmful components.

Furthermore, we do not guarantee that the Website or any content on it will always be available or provided to you on an uninterrupted basis. We may suspend, withdraw, discontinue or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period.

Intellectual Property Rights
The intellectual property rights in the Website and the material published on it are owned by us and/or our licensors. These works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy or download extract of any page(s) from the Website for your personal use and you may draw the attention of others within your organisation to the content published on the Website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You must not use any part of the content on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.

Misuse of Our Website
You agree not to reverse engineer, hack, decompile, copy or adapt any software or other code or scripts forming part of our Website nor attempt to transmit to or via our Website any information that contains a virus, worm, Trojan horse or other harmful or disruptive component.

Email addresses are provided on the Website for the purposes of us pursuing our business. By accessing the Website you agree not to send unsolicited emails for the purposes of advertising or market research to the email addresses provided.

Limitation of Our Liability
Nothing in these Terms of Use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether express or implied.

We shall not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise even if foreseeable, arising under or in connection with, but not limited to, any of the following:

  • use of or inability to use or access the Website or any information contained on the Website;
  • loss of profits, loss of contracts, loss of sales, loss of business, loss of revenue (whether such losses are direct or indirect);
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, investment decisions made, goodwill or reputation; or
  • any indirect or consequential loss or damage.

We shall not be liable to you if and to the extent that any losses, damages, cost or expenses suffered by you are due to the provision of false, inaccurate, misleading, out-of-date or incomplete information or documentation by you or any third party or due to the acts or omissions of any person other than us or any of our partners, agents or employees.

We shall not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content on it, or on any website linked to it.

Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales and the parties hereby submit to the exclusive jurisdiction of the Courts of England and Wales.

Should any part of these Terms of Use for any reason be declared invalid by a court of competent jurisdiction, such determination shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of these terms and conditions had been eliminated.

Contacting Us
If you have any queries about these Terms of Use, you should contact us by emailing our Data Protection Officer: advisorydataprotection@ardonagh.com

For the purposes of these Terms of Use, the following definitions shall apply:

  • “We”, “Us”, “Our” means Professionals for Professionals Limited t/a The Professional Indemnity Company and its affiliates.
  • “Affiliate” means in relation to an entity, any other entity that is, directly or indirectly, controlling, controlled by or under common control with such an entity; where “control” means the possession, direct or indirect, of the power to direct or cause the direction of management and policies of an entity, whether through direct or indirect ownership of voting securities, by contract or otherwise.